A 702 SW 8th St charge on credit card is a payment to Walmart Inc. — 702 SW 8th Street is the physical address of Walmart’s corporate headquarters in Bentonville, Arkansas. When Walmart processes a credit card transaction through its corporate merchant account, the headquarters address can appear on your statement instead of (or alongside) the store name. The charge could be from a Walmart.com online order, a Walmart+ membership renewal, a Sam’s Club membership, a Walmart Pay transaction, a Walmart Money Card load, a digital service like Walmart Health or Walmart Connect, or in some cases a refund-then-recharge from a returned item.
If you see this charge alongside any variant including “WALMART,” “WMT,” “WMT PLUS,” “WAL-MART,” “BENTONVILLE AR,” or the phone number “800-966-6546,” they all trace back to the same merchant: Walmart Inc. This guide explains exactly what the charge means, the common reasons it appeared on your statement, how to identify which Walmart purchase or service it came from, and what to do if the charge is unauthorized.
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What Is 702 SW 8th St Charge on Credit Card?
702 SW 8th Street, Bentonville, AR 72712 is the official street address of Walmart’s global corporate headquarters. The campus, often referred to as Walmart Home Office, has been the company’s headquarters since the 1970s and is located in northwest Arkansas — a small town that became a corporate center because Sam Walton founded Walmart in nearby Rogers in 1962.
When Walmart’s payment systems process certain credit card transactions, the merchant descriptor includes this corporate address rather than the local store name. This typically happens with:
- Online purchases from Walmart.com
- Walmart+ membership renewals (the Walmart subscription service)
- Sam’s Club online or membership transactions
- Walmart Money Card or Walmart Money Network transactions
- Walmart Pay app transactions
- Walmart Connect advertising platform charges (for sellers/marketers)
- Refund-and-recharge cycles from returns
- Digital services billed through Walmart’s corporate entity
Physical in-store purchases at a Walmart location usually show the local store address — but the corporate descriptor appears on online and subscription-related transactions because they’re processed centrally through corporate infrastructure rather than the local store’s POS system.
Why “Bentonville AR” Appears on the Charge
Walmart Inc. is legally headquartered at 702 SW 8th Street, Bentonville, Arkansas. Federal payment processing rules require the merchant’s corporate address to appear on credit card transaction descriptors when the transaction is processed centrally rather than at a physical retail location.
This is a normal practice — many large companies show their headquarters address on transactions processed through their corporate merchant accounts:
- Apple shows “CUPERTINO CA” (Apple’s HQ)
- Amazon shows “AMZN.COM/BILL WA” (Seattle, WA — Amazon’s HQ)
- Walmart shows “702 SW 8TH ST BENTONVILLE AR” or just “WALMART BENTONVILLE AR”
If you see “Bentonville AR” or “702 SW 8th St” on a charge, you’re seeing Walmart’s headquarters location — not a store you visited or a person who lives at that address.
Common Reasons the Charge Appeared
There are several specific scenarios that produce a 702 SW 8th ST charge on credit card:
You placed an order on Walmart.com. Online orders are processed through Walmart’s central infrastructure, so they often show the corporate descriptor. Even if you ordered from a specific local store for pickup or delivery, the charge can show Bentonville rather than the store’s location.
Your Walmart+ membership renewed automatically. Walmart+ is Walmart’s $98/year (or $12.95/month) membership program offering free shipping, fuel discounts, member prices, Paramount+ access, and other benefits. Memberships auto-renew unless explicitly canceled, and the renewal charge often surprises people who signed up during a free trial months earlier and forgot.
Your Sam’s Club membership renewed. Sam’s Club is Walmart’s warehouse club brand. Annual memberships ($50 Club tier or $110 Plus tier) auto-renew and may show as 702 SW 8th St or a Sam’s Club-specific descriptor.
A Walmart Money Card or Money Network transaction. Walmart Money Card (a prepaid Visa) and Walmart Money Network (used for some payroll cards) process transactions through Walmart’s corporate entity, generating Bentonville-located descriptors.
A delayed in-store charge or pre-authorization release. Sometimes a Walmart in-store purchase initially appears as a pending charge from the local store, then settles a few days later under the corporate descriptor. The amount and date will match a recent visit.
A free trial converted to paid. Walmart often offers free trials (Walmart+ 30-day trial is the most common) that convert to paid subscriptions automatically. The first paid charge appears on your statement weeks after you signed up.
A return refund and re-charge. When you return an item and exchange it for something else, the original charge may be refunded and a new charge issued, both showing the corporate descriptor. This can look like duplicate charges if you don’t notice the refund line.
A Walmart Connect or Walmart Marketplace seller fee. If you sell products through Walmart Marketplace or run ads through Walmart Connect, monthly platform fees and ad spend appear as 702 SW 8th St charges.
Unauthorized use of your card. Less commonly, if your card information was compromised, scammers may use it on Walmart.com to make purchases or to test whether the card is still active.
Variations of the Walmart Descriptor on Your Statement
Different banks display Walmart’s corporate descriptor differently. All of these refer to the same merchant:
| Statement format | Context |
|---|---|
| WALMART.COM 702 SW 8TH ST BENTONVILLE AR | Standard online order descriptor |
| WAL-MART.COM 8009666546 AR | Older format with phone number instead of address |
| WALMART.COM AA BENTONVILLE AR | Truncated by some bank processors |
| WMT PLUS BENTONVILLE AR | Walmart+ membership charge |
| WMT PLUS 2025 | Year-stamped Walmart+ renewal |
| WAL-MART STORE #XXXX | In-store transactions show local store number |
| SAMSCLUB.COM 702 SW 8TH ST | Sam’s Club online orders |
| SAMS CLUB MEMBERSHIP | Sam’s Club membership fee |
| WALMART MONEYCARD | Money Card transactions |
| BENTONVILLE AR (no merchant name) | Aggressive truncation, less common |
| WALMART.COM 800-966-6546 | Phone number rather than address |
The phone number 800-966-6546 is Walmart.com customer service. If you see it next to a charge, it’s a Walmart online order.
What “WMT Plus” Means and Why It’s Charging You
WMT PLUS is the credit card statement abbreviation for Walmart+, Walmart’s paid membership program. WMT is the New York Stock Exchange ticker symbol for Walmart Inc., and “Plus” refers to the membership tier — combined into a short statement descriptor by payment processors.
Walmart+ is a $98/year ($12.95/month) subscription that includes:
- Free shipping on Walmart.com orders with no minimum
- Free same-day grocery delivery from Walmart stores
- Member-only prices on select items
- Fuel discounts at participating Walmart, Murphy USA, and Sam’s Club fuel stations
- Paramount+ Essential plan included
- Walmart Rewards (cashback on certain categories)
- Mobile scan & go in stores
If you see WMT PLUS, WMT PLUS 2025, or a similar variant on your statement and don’t remember signing up:
- You may have signed up for a free trial that converted to paid
- A family member with access to your card may have signed up
- You may have signed up months ago and forgotten
Cancel from your Walmart account (see steps below) to stop future renewals.
Typical Charge Amounts and What They Usually Mean
Cross-referencing the amount on your statement against common Walmart prices can help identify the source:
- $12.95 — Walmart+ monthly membership
- $98.00 — Walmart+ annual membership renewal
- $45.00 — Walmart+ membership reduced/promotional rate (varies)
- $50.00 — Sam’s Club Club membership annual fee
- $110.00 — Sam’s Club Plus membership annual fee
- $5.94 or $7.95 — Walmart Money Card monthly fee (varies)
- Random small amounts ($0.01 to $5) — sometimes pre-authorization holds when adding the card to Walmart Pay or Walmart.com (released within a few days)
- Variable amounts — actual purchases on Walmart.com or Sam’s Club online, matching your order total
Single charges over $200 typically indicate a specific Walmart.com order rather than a subscription. Recurring identical charges on the same date each month indicate a subscription (Walmart+ at $12.95 is the most common).
How to Verify a 702 SW 8th St Charge
The fastest way to confirm a Walmart charge is through your Walmart.com account.
Method 1: Walmart.com order history.
- Go to walmart.com and sign in
- Click your account icon in the top right
- Click Purchase History (or “Orders”)
- Find the order matching the charge amount and date
Method 2: Walmart app.
- Open the Walmart app
- Tap Account at the bottom
- Tap Purchase History or Orders
- Match transactions to your statement
Method 3: Walmart+ membership status.
- Sign into walmart.com
- Go to Account → Walmart+
- View membership status, billing date, and payment method
If the charge corresponds to a Walmart+ renewal, this page shows the next billing date and lets you cancel.
Method 4: Check Sam’s Club separately.
Sam’s Club uses a different account system from Walmart.com. Sign in at samsclub.com with your Sam’s Club credentials and check Membership and Order History.
Method 5: Bank’s transaction detail.
Many banks (Chase, Bank of America, Capital One, Wells Fargo) display additional transaction details — sometimes including order numbers — in their online portal. Click the charge in your bank’s app for more info.
If the charge appears in your Walmart or Sam’s Club account, it’s legitimate. If it doesn’t appear in either account, check whether a family member has a separate Walmart account linked to your card, or treat it as potentially fraudulent and proceed to dispute steps.
How to Cancel a Walmart+ Membership
Walmart+ auto-renews until canceled. To stop future charges:
On the Walmart website:
- Go to walmart.com and sign in
- Click your account icon → Walmart+
- Click Manage Membership
- Click Cancel Membership
- Confirm cancellation
On the Walmart app:
- Open the app and tap Account
- Tap Walmart+ → Manage Membership
- Tap Cancel Membership
Important: Cancellation takes effect at the end of your current billing period — you keep Walmart+ benefits until then. Walmart does not prorate refunds for partial months or partial years.
To cancel within the free trial period: cancel before the trial ends to avoid being charged. Walmart sends a reminder email a few days before the trial converts, but it’s easy to miss.
Sam’s Club membership cancellation is separate — go to samsclub.com → Membership → Cancel, or call Sam’s Club at 1-888-746-7726.
How to Dispute a 702 SW 8th St Charge
If a Walmart charge looks wrong — duplicate, unauthorized, or higher than expected — escalate in this order.
Step 1: Contact Walmart customer service.
- Walmart.com customer service: 1-800-966-6546 (the number you see on some statements)
- Walmart+ specific: 1-800-924-9206
- Sam’s Club: 1-888-746-7726
Have the charge date, amount, and your account email ready. Walmart can typically issue a refund for billing errors, double charges, or membership charges from canceled accounts.
Step 2: Use Walmart’s online help.
Sign into walmart.com and use the Help Center chat or Report an Issue option. Online disputes for online orders are usually faster than phone calls.
Step 3: File a chargeback with your credit card issuer.
If Walmart cannot resolve the issue or the charge is genuinely unauthorized, contact your card issuer to dispute the charge. Under the Fair Credit Billing Act, you have 60 days from the statement date to dispute a billing error in writing.
Step 4: For confirmed fraud.
If you’ve never had a Walmart account or purchased from Walmart, the charge is likely fraud. Contact your card issuer to dispute, request a new card number, and check for other unauthorized transactions.
How to Tell If the Charge Is Fraudulent
The diagnostic is whether the charge appears in any Walmart, Sam’s Club, or related account you control or can access.
Likely legitimate (not fraud):
- The charge appears in your walmart.com Purchase History or Walmart+ membership page
- The amount matches a known Walmart+ ($12.95 or $98) or Sam’s Club ($50 or $110) subscription price
- A family member with access to your account or card confirms a purchase
- The charge date aligns with a Walmart.com order you remember placing
- You see a refund line offsetting some or all of the charge (return-and-recharge cycle)
Potentially fraudulent:
- The charge does NOT appear in any Walmart or Sam’s Club account you can access
- You’ve never had a Walmart account
- The amount doesn’t match any known subscription price or recent order
- Multiple Walmart charges appear in rapid succession that you cannot explain
- The charge is on a card you’ve never used at Walmart
If you conclude it’s fraud: call Walmart at 1-800-966-6546 first to confirm they cannot identify a related account, then contact your card issuer to dispute and request a new card number. Card issuers regularly see Walmart-related fraud and have established processes.
702 SW 8th St / Walmart Charge FAQ
What is 702 SW 8th Street Bentonville AR? It’s the address of Walmart’s corporate headquarters. When Walmart processes online orders, membership renewals, and other corporate transactions, this address may appear on your credit card statement as the merchant location.
Is 702 SW 8th St a Walmart store? No — it’s the headquarters/office complex, not a retail store. The address belongs to Walmart’s corporate offices in Bentonville, Arkansas, where executive operations are based.
Why does my charge say “Bentonville AR” if I shopped at a Walmart in another state? Online orders, app purchases, and subscriptions are processed through Walmart’s central infrastructure. The descriptor reflects corporate headquarters rather than the local store you may have ordered from. In-store physical purchases usually show the local store address.
Is WMT the same as Walmart? Yes. WMT is the New York Stock Exchange ticker symbol for Walmart Inc. Bank statement descriptors sometimes use WMT instead of Walmart to fit the character limits of payment processing systems.
What is the phone number 800-966-6546? That’s Walmart.com customer service. If it appears next to a charge on your statement, the charge is from Walmart’s online operations.
Why am I being charged $12.95 every month from Walmart? That’s the monthly Walmart+ membership rate. Cancel through walmart.com → Account → Walmart+ → Cancel Membership to stop future charges.
Why am I being charged $98 from Walmart? That’s the annual Walmart+ membership renewal. If you signed up a year ago (perhaps with a free trial that converted), the annual renewal is now hitting your card.
Can I get a refund for Walmart+ if I forgot to cancel? Walmart’s standard policy is no proration for canceled annual memberships, but customer service has discretion to issue refunds in some cases — particularly for first-time renewals where the customer wasn’t actively using the service. Call 1-800-924-9206 and ask.
What if I never had a Walmart account but I’m being charged? This is a strong fraud signal. Call Walmart customer service at 1-800-966-6546 to confirm there’s no account associated with your card information, then contact your bank to dispute the charge and request a new card number.
Why did I get charged twice for the same Walmart order? Common scenarios: (1) one charge is a pending pre-authorization that will drop off in a few days while the other is the final settled charge, (2) you returned an item and exchanged it for another, generating both a refund and a new charge, or (3) the order was split into multiple shipments billed separately. Check your Walmart purchase history to see the order detail.
Does Walmart Money Card show as 702 SW 8th St? Walmart Money Card transactions can show as 702 SW 8th St or as a more specific Money Card descriptor (WALMART MONEYCARD, WMC, or similar). If you have a Money Card, log into walmartmoneycard.com to verify transactions.
If you’re dealing with another confusing credit card charge, our B2B Prime charge guide covers Amazon Business Prime charges, our ERAC toll charge guide explains Enterprise Rent-A-Car charges, our Apple.com bill Cupertino CA guide covers Apple subscription charges, our PayPal Inst Xfer guide explains PayPal Instant Transfer charges, and our CSC ServiceWorks guide covers laundry machine charges. For background on how merchant billing descriptors work, our B2B payment processing guide covers the mechanics.
